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What is external benchmarking of loans? When you borrow money from a bank, be it for purchasing a house, car or for. rate home, auto and MSME loans to an external benchmark from October 1 so that.

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Some things may be nothing but numbers (such as age), but your credit score is much more than that. Those three digits are like keys to a door, allowing or not allowing you to buy or apply for certain things, such as a car loan.

. 0.25 percentage point on a five-year auto loan for a new $25,000 car would lead to savings of about $3 a month, according.

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