But something else is revving up, too: auto loans. The US closed out 2016 with just shy of $1.2 trillion in outstanding auto loan debt, a rise of 9% from the previous year and 13% above the pre-crisis.
auto balances are going to increase,” Laky told Automotive News. There are more consumers taking out new loans than there are consumers retiring old loans, he said. And with interest rates low, more.
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Mention the term “negative equity” and readers will re-imagine the subprime crisis in the U.S., underwater mortgages and a surfeit of Florida tumbleweed. Canada skated past that disaster, as we know.
At NerdWallet. they extend the loan.” However, he adds that most dealers probably don’t reveal how that can change the interest rate and create other long-term financial problems for the buyer.
Can't decide whether to buy new or used? By the time a car is 2 or 3 years old, the previous owner will have already absorbed most of the vehicle's depreciation .
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Lower rates encourage more money into the economy, inducing businesses to invest and consumers to spend and borrow. That.
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